Your money in one place

Always know how long your money lasts.

Your runway is how many months of cash you have left. CentralHq pulls your cash, what's coming in and going out, what you've raised and what you own into one place — then works your runway out live from your real costs: people and rent, not just the tools you pay for.

No card needed · your runway is there the moment you add a venture

01 — Your cash

Every account, added up in one number.

Add your bank and card accounts and CentralHq keeps a running total of the cash you actually have — across all of them, in one place. No more flicking between tabs or wondering which balance is the real one.

  • Every account in one list, with one cash-on-hand total
  • Money sitting in each account, at a glance
  • The starting point your runway is built on
02 — Money in and out

What's coming in, what's going out.

Record the money that arrives and the money that leaves, one-off or every month. CentralHq nets it down to one figure — your net burn, how much more you spend than you bring in each month — which is exactly what eats your runway.

  • Income and costs, one-off or recurring
  • People and rent counted, not just subscriptions
  • One honest net-burn number, updated as you go
03 — What you've raised

Funding you've taken, and who owns what.

Record the capital you've raised and keep a simple picture of who owns what — founders, investors, anyone with a stake. The cash you raise lands in your accounts, so it lifts your runway the moment it's in.

  • Each round of funding, in plain figures
  • A clear cap table — who holds what share
  • Raised cash flows straight into your runway
04 — What you own

Assets worth keeping in view.

Equipment, domains, balances owed to you — keep the things you own in one list so your whole financial picture is in one place, not scattered across notes and inboxes.

  • A simple register of what you own
  • Money owed to you, tracked alongside your cash
  • The full picture, not just the bank balance
05 — Runway, computed live

Your runway is a calculation, not a guess.

CentralHq works it out the honest way: your cash on hand divided by how much more you spend than you bring in each month. Because it's built from your real numbers, it never goes stale — change a cost or record some income and the months left move with it.

Costs counted in full — people and rent, not just tools — so the number is the truth, not a flattering version of it.

06 — Per venture

What each venture earns versus what it costs.

A venture is any project, product, or business you're running. CentralHq shows each one's P&L — plainly, what it earns versus what it costs — so you can see which ones pay their way and which one to cut. It all rolls up into the one runway number at the top.

  • Earns-vs-costs for every venture, side by side
  • See which one carries the others — and which one to kill
  • Every venture rolls up into one runway
07 — Coming up

The dates that bite, gathered on one radar.

Filings, renewals, expiries, money on the way — the dates you can't afford to forget, lined up soonest first. So a renewal or a filing never sneaks up and dents your runway.

  • Filings, renewals and expiries in one timeline
  • Money on the way, so you know what's landing
  • Soonest first — nothing sneaks up on you

Who it's for

For anyone spending their own money.

If your runway lives in a spreadsheet you keep forgetting to update, this is for you.

The solo builder

A few side projects on one card. See your real runway, and which project is worth the cash.

The studio

A small team and a payroll. Count people and rent in full, so the months left are honest.

The venture house

Many ventures and clients. Each one's earns-vs-costs rolls up into one runway you can trust.

Free forever to startComputed liveNo card needed

See your real runway in the next few minutes.

Add your cash and a venture, and the number's already there — built from your real costs. Start free; upgrade when you grow.

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